The Wealth Stack | The Last Mile to Capital

The final module off The Wealth Stack, and the close of the series. The advice layer is the last mile — the relationship through which capital is actually directed. Read against the obvious narrative, advice is not dying; it is bifurcating, and agentic AI is widening the split rather than collapsing it. This note completes the four-layer read top to bottom, and resolves where, in a stack being commoditised from every direction, durable value finally comes to rest.

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